Terms of Use

Table of Contents
1. These Terms

1.1. These terms of use govern your use and access to:

(a) our services, including our website(s), our application(s), our application programming interfaces (APIs), our product(s), our notifications, and any information or content appearing therein (collectively our Platform); and

(b) our Platform, products, or services pursuant to your agreement(s) with us (Services).

1.2By using our Platform, you agree to these terms regardless of whether you are a paying or non-paying user or visitor. If you are using our Platform as a representative of an entity, you agree to these terms on behalf of that entity.

1.3. You should also read our Privacy Policy which sets out how we collect and use your personal information.

2. About Us and How to Contact Us

2.1. We are Knowledge Catalyst Pte. Ltd., a company registered in Singapore, trading as Knowledge Catalyst. Our Unique Identity Number is 201830719Z, and our registered office is at 71 Ayer Rajah Crescent, #04-11, Singapore 139951.

2.2. For any questions or problems relating to our Platform, or Services, or these terms, you can contact us by emailing us at [email protected] or writing to us at 71 Ayer Rajah Crescent, #04-11, Singapore 139951.

2.3. Please refer to our Privacy Policy, which is available at www.knowledgecatalyst.io/privacy for information about what personal data we collect and what we do with it. It is important that you read our privacy policy, which may be updated from time to time, and understand how we use your information and the rights that you have about your information.

2.4. If we have to contact you, we will do so by telephone or by writing to you at the electronic mail address or postal address you provided to us.

2.5. When we use the words “writing” or “written” in these terms, this includes electronic mails.

3. Changes of Terms

3.1. We may amend these terms from time to time by posting the updated terms on our Platform. If we make material changes, we will notify you of the changes before they become effective. By continuing to use our Platform or our Services after the changes come into effect means that you agree to be bound by the revised policy.

4. Availability of Our Services

4.1. We are constantly changing and improving our Platform or our Services we provide. We may, from time to time, change or discontinue any of our Platform or our Services we offer, or add or remove functionalities or features, and we may suspend or stop certain products, services, functionalities, or features altogether. If we discontinue certain products, services, functionalities, or features, we will give you advance notice where reasonably possible.

4.2. We may release products, services, functionalities, or features that we are still testing and evaluating. We will label such services as “beta”, “preview”, “early access” or “trial” or any words or phrases with similar meanings. You understand that these beta services are not as reliable as other products or services we offer.

4.3. We reserve the right to limit your use of our Platform or the Services we provide, including the right to restrict, suspend or terminate your account if we believe you are in breach of these terms or are misusing our Platform or any Services we provide.

4.4. We try our best to ensure that our Platform is always available, but we do not guarantee that the operation of or access to our Platform will be uninterrupted or continuous. Our Platform may be interrupted for maintenance, repairs, upgrades, network, or equipment failures.

4.5. You are responsible for configuring your information technology, computer programs, and platform or system to access our Platform. We do not guarantee that our Platform will be free from bugs or viruses.

4.6. We may use Third-Party Providers to extend products, services, functionalities, or features at your election. Use of products, services, functionalities, or features extended by Third-Party Providers will be governed by this Terms of Use and, if applicable, separate terms and conditions.

5. Your Account and Password

5.1In registering for an account on our Platform, you must provide truthful, accurate, and up-to-date information about yourself. You should choose a strong and secure password. You must keep your password secure and confidential.

5.2. You agree not to share your account credentials or give others access to your account. If and when we detect that an account is shared by multiple users, we may treat this as a security breach and suspend or terminate your account.

5.3. We have the right to disable any password, whether chosen by you or allocated by us, at any time, if in our reasonable opinion you are in breach of these terms.

5.4. You agree to follow our Acceptable Use Policy, which is set out at the end of these terms.

5.5. You are responsible for all actions or activities that happens by, through or under your account, regardless of whether the activities are authorised by you or undertaken by you, your employees or a third party (including your contractors, agents or End Users), and we and our affiliates are not responsible for unauthorised access to your account.

5.6. Storage and security of your Account, and information relating to your account, will be governed by our Privacy Policy.

6. Use of The Platform

6.1. You must comply with the Acceptable Use Policy and all applicable laws and regulatory requirements, including privacy laws and intellectual property laws in using or accessing the Platform.

6.2Subject to your payment of applicable fees, we give you a personal, worldwide, royalty-free, non-assignable, non-transferrable, non-sublicensable, non-exclusive, and revocable license to access and use our Platform or our Services, including any software or application as part of the services we offer. This license is for the sole purpose of enabling you to use and enjoy the benefit of our Platform as provided by us and in the manner as permitted by these terms.

6.3. This license to use our Platform will terminate if you do not comply with these terms or other additional terms or conditions imposed by us from time to time.

6.4. You must not copy, modify, distribute, sub-license, sell, lease, loan, or trade any access to the Platform or any data or information on it.

7. Your Rights

7.1. You retain your rights to any information or content you submit, post, or display on or through the Platform (Your Content). By submitting, posting or displaying such content, you grant us a worldwide, non-exclusive, royalty-free license (with the right to sublicense) to use, process, copy, reproduce, adapt, modify, publish, transmit, display and distribute such content in any media or through any distribution channels (now known or later developed), subject to the applicable provisions in our Privacy Policy.

7.2. By submitting, posting or displaying Your Content, you grant us a worldwide, non-exclusive, royalty-free license (with the right to sublicense) to use, process, copy, reproduce, adapt, modify, publish, transmit, display and distribute such content in any media or through any distribution channels (now known or later developed), subject to the applicable provisions in our Privacy Policy.

7.3. Clause 7.2 shall not apply for the use of Knowledge Catalyst’s Digital Health Credentials Platform.

7.4. You are responsible for your use of Your Content and any consequences thereof, including any consequences of the use of Your Content by other users or third parties. We are not responsible or liable for any use of Your Content, nor the use of any content or information submitted or posted by other users or visitors.

7.5. You warrant that Your Content is not and will not infringe rights of any third parties and that you have all the necessary rights, power, and authority to satisfy your obligations with regard to Your Content under these terms.

7.6. If you believe your intellectual property rights have been infringed, please contact us by providing written notice via electronic mail to [email protected]

8. Our Rights

8.1. All intellectual property rights subsisting in the Platform or the Services we provide belong to us or have been lawfully licensed to us. All rights under applicable laws are hereby reserved. You must not upload, post, publish, reproduce, transmit or distribute any content or component of our Platform in any way, or create any derivative works with respect to any such content or component.

8.2. We may (at our discretion but are not obliged to) review content or information submitted or posted by users on our Platform. We reserve the right to remove any content which we consider as offensive, harmful, deceptive, discriminative, defamatory, or otherwise inappropriate or misleading or content that we believe may be infringing rights of third parties. We do not endorse or support any views expressed by any users on our Platform.

8.3. We reserve the right to suspend or terminate yours or any End User’s right to access or use any portion or all of the Platform immediately upon notice to you. We have no liability to you for removing or deleting your content or suspending your access or use to any portion or all of the Platform. Refer to Paragraph 13 for terms of Termination.

8.4. Our name Knowledge Catalyst and our marks and logos are our trademarks (be it registered or unregistered) and may not be used without our express prior written consent.

9. Feedback

9.1. We value and welcome feedback on our Platform. You agree that we are free to use, disclose, adopt and/or modify any feedback and any information (including any ideas, concepts, proposals, suggestions or comments) provided by you to use in connection with our Platform or our Services, without any payment to you.

9.2. You hereby waive and agree to waive any rights to claim for any fees, royalties, charges, or other payments in relation to our use, disclosure, adoption, and/or modification of any of your feedback.

10. Limitation on Liabilities

10.1. Some countries or jurisdictions may not allow the disclaimers in this clause, in which case these disclaimers will not apply to you.

10.2. To the fullest extent permitted by law, we (including our holding company(ies), investors, subsidiaries, affiliates, directors, officers, employees, agents, representatives, partners, and licensors (collectively, “Our Entities”)) expressly limit our liabilities in connection with or arising out of the provision of the Platform as follows:

(a) we provide our Platform or our Services on an “as is” and “as available” basis, and your access to or use of our Platform is at your own risk;

(b) we give no assurance, representation or warranty of any kind (whether express or implied) about our Platform or our Services;

(c) we do not guarantee that the information or content you find on the Platform is always accurate, truthful, complete and up-to-date;

(d) we expressly disclaim all warranties and representations (for example, warranties of merchantability, fitness for a particular purpose, and non-infringement);

(e) we are not responsible for any delay or disruption in our Platform or any defect, viruses, bugs or errors; and

(f) we are not responsible for the conduct of or any content or information submitted or posted by any user of the Platform (whether online or offline).

10.3. To the fullest extent permitted by law, Our Entities are not liable to you or others for:

(a) any indirect, incidental, special, exemplary, consequential or punitive damages; or

(b) any loss of data, business, opportunities, reputation, profits or revenues,

(c) relating to the use of our Platform or our Services.

10.4. We do not exclude or limit our liability to you where it would be illegal to do so. This includes any of our liability for fraud or making fraudulent misrepresentation in operating our Platform or providing our Services.

10.5If you are using the Platform as a consumer, in some countries or jurisdictions you may have certain legal rights as a consumer. In such cases, nothing in these terms limit your legal rights as a consumer that may not be waived by contract.

10.6. Other than the types of liabilities that we cannot limit by law, the liabilities of Our Entities to you (on aggregate) are limited to the amount you have paid us (if any) for the use of our Platform or for any products or services we offer over the last one (1) month.


11. Your Representation

11.1. Our Platform is not intended for and may not be used by minors. If you are a minor, consent to use our Platform or Services by your legal guardian is required. Your legal guardian agrees to be bound by this Terms of Use and our Privacy Policy and act as the Authorised Representative of you.

If you are a minor and no consent from your legal guardian was obtained prior to using our Platform or Services, you represent that you are an adult and that you are able to legally enter into contractual agreements.

11.2. If you are using the Platform on behalf of an entity, by using the Platform you represent that you have the necessary rights and authority to agree to these terms (and our Privacy Policy, Acceptable Use Policy, and other documents referred to herein) on behalf of that entity.

12. Indemnity

12.1. You agree to indemnify and hold Our Entities,  Partners, Directors, Officers, and/or Employees  harmless from and against all liabilities, damages, claims, costs (including legal fees and costs), and expenses in connection with or arising from (i) your breach of these terms, (ii) your use of our Platform and/or (iii) any misrepresentation made by you.

12.2. You also agree to fully co-operate with us in the defense or settlement of any claim in relation to or arising out of our Platform or these terms.

13. Termination

13.1. These terms will continue to apply until terminated by either you or us as follows.

13.2. You may stop using the Platform any time by deactivating your account.

13.3. We reserve the right to suspend or terminate your access to our Platform if we reasonably believe:

(a) you are in serious or repeated breach of these terms (including a prolonged failure to settle any payment);

(b) you are using the Platform in a manner that would cause a real risk of harm or loss to us, other users, or the public;

(c) we are requested to do so by government or regulatory authorities or as required under applicable laws, regulations or legal processes; or

(d) our provision of the Platform to you is no longer possible or commercially viable.

(e) In any of the above cases, we will notify you by the email address associated with your account or at the next time you attempt to access your account unless we are prohibited from notifying you by law.

13.4. Upon termination of your access, these terms will also terminate except for Clauses 10 to 17.

13.5. Where we consider necessary or appropriate, we will report any breach of these terms (or the Acceptable Use Policy) to law enforcement authorities and we will cooperate with such authorities by disclosing your identity and providing any information about you within our systems to them.

14. Entire Agreement

14.1. These Terms constitute the entire agreement between any user and us in relation to the use of or any transactions on the Platform. These terms supersede and extinguish all other agreements, promises, assurances, warranties, representations, and understandings between any user and us, whether written or oral, in relation to the use of or any transactions on the Platform.

14.2. You acknowledge that you will have no remedies in respect of any statement, representation, assurance, or warranty (whether made innocently or negligently) that is not set out in these terms.

15. Other Important Terms

15.1. We may transfer our rights and obligations under these terms to another organization. We will contact you to let you know if we plan to do this. If you do not wish to continue the contract with the transferee, you may contact us to end the contract within one (1) calendar month of us informing you of the proposed transfer and we will refund you any payments you have made in advance for any products not provided.

15.2. You may only transfer your rights or your obligations under these terms to another person if we agree to this in writing.

15.3. If a court finds part of this contract not enforceable, the rest will continue in force. Each of the paragraphs of these terms operates separately. If any court or relevant authority decides that any of them are unlawful, the remaining paragraphs will remain in full force and effect.

15.4. Even if we delay in enforcing this contract, we can still enforce it later. If we do not insist immediately that you do anything you are required to do under these terms, or if we delay in taking steps against you in respect of your breaking this contract, that will not mean that you do not have to do those things and it will not prevent us taking steps against you at a later date. For example, if you miss a payment and we do not chase you but we continue to provide the products, we can still require you to make the payment at a later date.

16. Contact

16.1If you have any questions about these terms or the Acceptable Use Policy, please contact us via electronic mail at [email protected]

17. Governing Law and Jurisdiction

17.1. These terms are governed by and shall be construed in accordance with the laws of the Republic of Singapore.

17.2. The courts of the Republic of Singapore shall have exclusive jurisdiction to settle any dispute or claim arising out of or in connection with these terms.

18. Acceptable Use Policy

18.1. As part of the terms of use, you agree not to misuse the Platform or help anyone else to do so. For example, you agree not to do any of the following in connection with the Platform:

(a) use our Platform for unlawful or unauthorized purposes;

(b) re-sell or attempt to benefit in a commercial fashion from any data, content or information available on the Platform;

(c) probe, scan, or test the vulnerability of any system or network;

(d) breach or otherwise circumvent any security or authentication measures or service use limits;

(e) access, tamper with, or use non-public areas or parts of the Platform;

(f) interfere with or disrupt any user, host, or network, for example by sending a virus, trojan, worm, logic bomb, or any other material that is malicious or technologically harmful, overloading, flooding, spamming, or mail-bombing any part of the Platform, or by scripting the creation of any content in such manner as to interfere with or create an undue burden on the Platform;

(g) reverse engineer, decompile, disassemble, decipher or otherwise attempt to derive the source code for the Platform or any related technology that is not open-source;

(h) access, search, or create accounts for the Platform by any means (automated or otherwise) other than our publicly supported interfaces (for example, “scraping” or creating accounts in bulk) or attempt to do so;

(i) send unsolicited communications, promotions or advertisements, or spam;

(j) forge any TCP/IP packet header or any part of the header information in any email;

(k) send altered, deceptive, or false source-identifying information, including “spoofing” or “phishing”;

(l) conduct surveys, contests, or pyramid schemes, or promote or advertise products or services without appropriate authorization;

(m) abuse referrals or promotions;

(n) post, publish, upload, display, distribute, or share materials that are unlawful, inappropriate, profane, pornographic, obscene, indecent, libelous, defamatory, abusive, or knowingly false, and/or that infringe intellectual property rights;

(o) violate the letter or spirit of our terms of use;

(p) violate applicable laws or regulations in any way;

(q) violate the privacy or infringe on the rights of others;

(r) not to represent our platform without our expressed authority

Last updated: 27 December 2021

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